The BTV Vier Länder Bank AG is a regional Austrian bank with headquarters in Innsbruck. The bank is listed on the Austrian stock market. Together with Oberbank AG and BKS Bank AG, it forms the so-called "3-Banken-Gruppe". The BTV operates in Austria in Tyrol, Vorarlberg, and Vienna, as well as in southern Germany, Switzerland, and Italy. The bank is a financial services provider for export-oriented, owner-managed businesses and investors, with a presence in Tyrol, Vorarlberg, Vienna, Bavaria, Baden-Württemberg, and German-speaking Switzerland. Customers in northern Italy are served from Austria. The BTV group includes various subsidiaries, such as Silvretta Montafon Holding GmbH and Mayrhofner Bergbahnen AG. Founded in 1904, the BTV has evolved from a regional bank into a cross-border company. The BTV was founded as a public limited company by the Imperial and Royal Privileged General Transport Bank of Vienna and emerged from a prominent private bank in Innsbruck. Wikipedia