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LOB:NYSE
Live Oak Bancshares Inc
$34.66
-0.29%
(-0.100) 1D
$34.81
+0.43% (+0.15)
Pre-market
Closed: Oct 28, 4:00:06 PM GMT-4  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for LOB...
Open
$34.81
High
$35.02
Low
$34.00
Mkt. cap
1.61B
Avg. vol.
252.29K
Volume
295.00
Dividend
0.35%
Quarterly dividend
$0.03
Ex-dividend date
Mar 5, 2026
P/E ratio
12.15
52-wk high
$44.53
52-wk low
$29.36
EPS
$2.85
Beta
1.94
Shares outstanding
46.28M
No. of employees
1K
Open
$34.81
High
$35.02
Low
$34.00
Mkt. cap
1.61B
Avg. vol.
252.29K
Volume
295.00
Dividend
0.35%
Quarterly dividend
$0.03
Ex-dividend date
Mar 5, 2026
P/E ratio
12.15
52-wk high
$44.53
52-wk low
$29.36
EPS
$2.85
Beta
1.94
Shares outstanding
46.28M
No. of employees
1K
News stories
From web sources and news partners
Profile
Live Oak Bank, a subsidiary of Live Oak Bancshares, Inc., is an American bank. Headquartered in Wilmington, North Carolina, it serves small business owners in all 50 states and was the leading SBA 7 lender by dollar volume in 2022. Wikipedia
About Live Oak Bancshares Inc
CEOJames S. Mahan III
Employees1.03K
Founded2008
HeadquartersWilmington, North Carolina, United States
SectorBank
Analyst ratings
Based on 4 analysts giving stock ratings to LOB in the past 3 months
Buy
Buy
2
Hold
2
Sell
0
12-month forecast
Based on 4 Wall Street analysts offering 12 month price targets for LOB in the last 3 months.
Highest
Current $34.66
$42.00 (+21.18%)
Average
$40.50 (+16.85%)
Lowest
$38.00 (+9.64%)
Analyst
Recommendation
Action
Price target
Projected
Date
Dave Rochester
Cantor Fitzgerald
Hold
Reiterated
$41.00
+18.3%
10/27/2026
Janet Lee
TD Cowen
Buy
Reiterated
$41.00
+18.3%
10/26/2026
Tim Switzer
KBW
Buy
Reiterated
$42.00
+21.2%
10/23/2026
Crispin Love
Piper Sandler
Hold
Maintained
$38.00
+9.6%
10/22/2026
Steven Alexopoulos
TD Cowen
Buy
Maintained
$49.00
+41.4%
07/27/2026
Unknown Analyst
BMO Capital
Buy
Upgraded
$70.00
+102%
07/20/2026
Last report
Oct 22, 2026
Fiscal period
Q3 2026
$0.56 / $0.66
-15.55%miss
Revenue / Est. (USD)
120.64M / 171.54M
-29.68%miss
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Revenue
139.88M
125.37M
130.32M
120.64M
Cost of goods sold
-
-
-
-
Cost of revenue
-
-
-
-
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
63.20M
72.24M
72.02M
70.15M
Operating expense
71.24M
80.89M
79.71M
81.21M
Total operating expenses
71.24M
80.89M
79.71M
81.21M
Operating income
68.64M
44.48M
50.61M
39.42M
Other non operating income
-3.93M
-4.40M
-4.79M
-4.20M
EBT including unusual items
61.91M
40.08M
45.82M
35.23M
EBT excluding unusual items
64.71M
40.08M
45.82M
35.23M
Income tax expense
15.79M
10.13M
9.12M
8.96M
Effective tax rate
25.50%
25.28%
19.90%
25.44%
Other operating expenses
8.04M
8.66M
7.70M
11.06M
Net income
46.21M
30.04M
36.80M
26.35M
Net profit margin
33.03%
23.96%
28.23%
21.84%
Earnings per share
0.47
0.63
0.74
0.56
Interest and investment income
-
-
-
-
Interest expense
-
-
-
-
Net interest expenses
-
-
-
-
Depreciation and amortization charges
-
-
-
-
EBITDA
-
-
-
-
Gain or loss from assets sale
-3.23M
-14.15M
-17.61M
-
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider
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