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Q3 2026 earnings • released • EPS beat +1.44% • Revenue beat +0.62%
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NBTB:NASDAQ
NBT Bancorp Inc
$51.97
-1.74%
(-0.92) 1D
$51.97
0.00% (0.00)
After hours
Closed: Oct 28, 4:00:00 PM GMT-4  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for NBTB...
Open
$52.90
High
$53.31
Low
$51.48
Mkt. cap
2.70B
Avg. vol.
341.23K
Volume
1.00
Dividend
3.08%
Quarterly dividend
$0.40
Ex-dividend date
Sep 1, 2026
P/E ratio
12.70
52-wk high
$54.48
52-wk low
$39.44
EPS
$4.09
Beta
0.48
Shares outstanding
51.96M
No. of employees
2K
Open
$52.90
High
$53.31
Low
$51.48
Mkt. cap
2.70B
Avg. vol.
341.23K
Volume
1.00
Dividend
3.08%
Quarterly dividend
$0.40
Ex-dividend date
Sep 1, 2026
P/E ratio
12.70
52-wk high
$54.48
52-wk low
$39.44
EPS
$4.09
Beta
0.48
Shares outstanding
51.96M
No. of employees
2K
News stories
From web sources and news partners
About NBT Bancorp Inc
CEO-
Employees2.3K
Founded1856
HeadquartersNorwich, New York, United States
SectorBank
Websitenbtbancorp.com
Analyst ratings
Based on 4 analysts giving stock ratings to NBTB in the past 3 months
Buy
Buy
2
Hold
2
Sell
0
12-month forecast
Based on 4 Wall Street analysts offering 12 month price targets for NBTB in the last 3 months.
Highest
Current $51.97
$62.00 (+19.30%)
Average
$57.50 (+10.64%)
Lowest
$54.00 (+3.91%)
Analyst
Recommendation
Action
Price target
Projected
Date
Manuel Navas
Piper Sandler
Buy
Maintained
$62.00
+19.3%
10/28/2026
David Konrad
KBW
Hold
Reiterated
$54.00
+3.9%
08/03/2026
Matthew Breese
Stephens
Hold
Downgraded
$55.00
+5.8%
07/30/2026
Jake Civiello
D.A. Davidson
Buy
Maintained
$59.00
+13.5%
07/29/2026
Unknown Analyst
Brean Capital
Hold
Initiated
$47.00
-9.6%
02/20/2026
Last report
Oct 28, 2026
Fiscal period
Q3 2026
$1.11 / $1.09
+1.44%beat
Revenue / Est. (USD)
195.03M / 193.83M
+0.62%beat
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Revenue
182.97M
181.38M
178.91M
180.55M
Cost of goods sold
-
-
-
-
Cost of revenue
-
-
-
-
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
95.72M
96.17M
99.92M
98.99M
Operating expense
103.61M
105.43M
106.26M
105.72M
Total operating expenses
103.61M
105.43M
106.26M
105.72M
Operating income
79.36M
75.95M
72.64M
74.84M
Other non operating income
-6.41M
-6.26M
-5.97M
-5.72M
EBT including unusual items
71.82M
69.69M
66.68M
69.12M
EBT excluding unusual items
72.95M
69.69M
66.68M
69.12M
Income tax expense
17.35M
14.18M
15.53M
16.09M
Effective tax rate
24.16%
20.35%
23.30%
23.27%
Other operating expenses
7.89M
9.27M
6.35M
6.73M
Net income
54.47M
55.51M
51.14M
53.03M
Net profit margin
29.77%
30.60%
28.59%
29.37%
Earnings per share
1.05
1.05
0.97
1.01
Interest and investment income
-
-
-
-
Interest expense
-
-
-
-
Net interest expenses
-
-
-
-
Depreciation and amortization charges
-
-
-
-
EBITDA
-
-
-
-
Gain or loss from assets sale
-227.00K
-78.00K
-118.00K
-60.00K
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider
Position
Type
Date
Shares
Amount
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